Monthly SIP
Lumpsum

Calculated using New Regime (Budget 2025-26 rules).

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Expert Guide: Compounding & Real Wealth

A Systematic Investment Plan (SIP) leverages the power of compounding. For example, a ₹10,000 monthly SIP at 12% return for 20 years results in a corpus of ₹1 Crore. However, with 6% inflation, that ₹1 Crore will only buy what ₹31 Lakhs buys today.

Our tool calculates the Real Rate of Return using the formula: $$r_{real} = \frac{1 + r_{nominal}}{1 + r_{inflation}} - 1$$